It is natural that human curiosity makes us ask why we should do something today if we could wait until tomorrow. This question sometimes arises with Fixed Annuities. This week’s article tells us that part of the current “trend toward fixed annuity products may be explained by shifting demographics—baby boomer clients are aging, and the oldest members of this group are now entering (or just a few years away from) retirement. Logically, a client who is just a few years from retirement begins to look for products that will guarantee a certain fixed level of retirement income, thus explaining the shift toward fixed annuity products.” Call us if you find yourself in this situation. We’re here to help you navigate through options and find a solution that works best for you.